Normal Finance has promoted Jay Malve to Chief Technology Officer just four months after joining as a full-stack engineer. Malve, an eight-time hackathon winner with experience leading engineering teams across India, Dubai, and the United States, has been central to building Normal’s on-chain index funds on Stellar, supporting the Halborn security audit, and shaping the protocol’s technical direction. As CTO, he brings expertise in Next.js, React Native, TypeScript, and Rust to oversee all technical operations, with plans for multi-chain expansion, hardware wallet integrations, and crypto-powered real-world spending tools built on Stellar.