In the conflict-ridden region of Northwestern Syria, where banking infrastructure is nearly non-existent, GIZ and UOSSM faced challenges with payroll delivery due to outdated infrastructure and costly intermediaries. They adopted the Stellar Disbursement Platform, a blockchain-based solution, to simplify bulk payments. This resulted in savings of approximately €400,000 monthly and reduced processing times, eliminating delays of 2-3 months. The implementation transformed a complicated cash-based system involving multiple intermediaries into a streamlined digital process, saving over 500 hours monthly. This solution provided fast, secure, and efficient payroll delivery, emphasizing Stellar’s capability in addressing financial service needs in complex environments.