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Blend, a DeFi protocol on Stellar, enables the creation of isolated lending pools, offering lending solutions with reduced risks through its backstop module. This helps underserved communities by providing access to unique financial opportunities. By introducing a permissionless environment, Blend allows seamless integration into various applications, facilitating digital asset management and earning passive income. Meru, a non-custodial USDC wallet, integrated Blend in 2024, enabling SMEs, freelancers, and remote workers in Latin America to engage in cross-border trade more efficiently. This integration opens new financial avenues for users who can now earn interest on in-app funds. With the launch of smart contracts on Stellar Mainnet, projects like Blend and Meru are leading the charge towards a more inclusive financial future.